Financial Risk Specialists Salary and Pay
How much do Financial Risk Specialists make?
In May 2024 the middle Financial Risk Specialists worker earned $106,000 a year, the average was $119,930, and the survey counted 56,320 jobs. The 25th percentile is $80,280 and the 75th is $145,020.
One page for the whole Financial Risk Specialists pay distribution: national ladder first, then all 50 state rows and the metro rankings, every figure from BLS OEWS May 2024.
Updated November 5, 2026
Salary converter for this occupation
Every level in the picker is a published BLS figure for Financial Risk Specialists, not a national average. Annual-to-hourly conversions divide by 2,080 hours, the survey's full-time year; top-coded levels use $239,200, the floor BLS prints, so the true figure is higher.
The national wage ladder (BLS OEWS, May 2024)
| Pay level | Annual wage | Hourly wage |
|---|---|---|
| 10th percentile | $62,270 | $29.94 |
| 25th percentile | $80,280 | $38.60 |
| Median (50th) | $106,000 | $50.96 |
| 75th percentile | $145,020 | $69.72 |
| 90th percentile | $182,310 | $87.65 |
Percentiles answer the question a single average cannot: where would a given Financial Risk Specialists offer sit among all 56,320 workers doing this job? The survey top-codes at $239,200+ and withholds unreliable cells, shown as n/p in the table.
Employment and concentration
May 2024 employment stood at 56,320, or 0.04% of the U.S. total. New York leads the state table with 10,980 jobs; the top three states sum to 35.3% of the occupation. The concentration measure tells the more interesting story: Delaware posts a location quotient of 7.33, so a worker there is far more likely to meet a colleague in this field than the national pattern suggests.
Read the ladder as a career path in numbers: $80,280 at the 25th percentile, $106,000 at the middle, $145,020 at the 75th. The full 10-to-90 range runs $120,040, a ratio of 2.9 to 1. Where a specific job offer lands on that range says more about the role's level than the occupation's headline median does.
Pay by state
New York posts the highest median annual wage in the state table at $138,330, and New York the largest headcount. The full table, sorted by employment:
| State | Employment | Jobs per 1,000 | Location quotient | Mean annual | Median annual |
|---|---|---|---|---|---|
| New York | 10,980 | 1.1 | 3.15 | $155,260 | $138,330 |
| California | 4,460 | 0.2 | 0.68 | $126,620 | $111,560 |
| Texas | 4,440 | 0.3 | 0.88 | $101,560 | $96,100 |
| Florida | 4,140 | 0.4 | 1.16 | $107,940 | $100,730 |
| Illinois | 2,810 | 0.5 | 1.27 | $111,110 | $98,410 |
| New Jersey | 2,370 | 0.6 | 1.53 | $128,970 | $123,000 |
| Pennsylvania | 2,240 | 0.4 | 1.02 | $112,240 | $100,190 |
| North Carolina | 2,160 | 0.4 | 1.21 | $124,740 | $107,120 |
| Ohio | 1,700 | 0.3 | 0.84 | $103,980 | $97,100 |
| Georgia | 1,560 | 0.3 | 0.88 | $118,810 | $107,730 |
| Massachusetts | 1,490 | 0.4 | 1.12 | $123,770 | $118,960 |
| Virginia | 1,420 | 0.3 | 0.96 | $121,940 | $113,260 |
| Delaware | 1,280 | 2.7 | 7.33 | $127,530 | $130,060 |
| Arizona | 1,150 | 0.4 | 0.99 | $95,780 | $92,410 |
| Missouri | 1,020 | 0.3 | 0.96 | $106,620 | $93,790 |
| Michigan | 1,000 | 0.2 | 0.62 | $106,250 | $100,430 |
| Maryland | 950 | 0.3 | 0.94 | $116,490 | $105,320 |
| Minnesota | 920 | 0.3 | 0.86 | $116,890 | $106,880 |
| Colorado | 880 | 0.3 | 0.83 | $112,120 | $103,440 |
| Washington | 790 | 0.2 | 0.61 | $118,480 | $109,890 |
| Wisconsin | 710 | 0.2 | 0.67 | $96,910 | $93,590 |
| Connecticut | 630 | 0.4 | 1.02 | $130,400 | $105,930 |
| Utah | 620 | 0.4 | 1.00 | $91,510 | $78,940 |
| Indiana | 570 | 0.2 | 0.49 | $107,320 | $98,820 |
| Louisiana | 520 | 0.3 | 0.74 | $60,720 | $55,050 |
| Nevada | 500 | 0.3 | 0.89 | $96,420 | $83,590 |
| Tennessee | 470 | 0.1 | 0.39 | $94,040 | $77,720 |
| Kentucky | 440 | 0.2 | 0.60 | $81,390 | $80,610 |
| Rhode Island | 400 | 0.8 | 2.21 | $99,910 | $98,040 |
| South Carolina | 400 | 0.2 | 0.48 | $99,780 | $82,210 |
| Iowa | 370 | 0.2 | 0.64 | $103,630 | $98,910 |
| Oregon | 350 | 0.2 | 0.49 | $112,970 | $113,870 |
| Nebraska | 310 | 0.3 | 0.84 | $87,070 | $86,290 |
| Mississippi | 280 | 0.2 | 0.67 | n/p | n/p |
| Kansas | 190 | 0.1 | 0.37 | $84,620 | $76,400 |
| New Hampshire | 190 | 0.3 | 0.77 | $107,160 | $105,830 |
| Idaho | 170 | 0.2 | 0.55 | $76,880 | $72,350 |
| District of Columbia | 160 | 0.2 | 0.61 | $129,640 | $114,550 |
| Oklahoma | 160 | 0.1 | 0.25 | $90,000 | $82,760 |
| Maine | 150 | 0.2 | 0.63 | $105,310 | $112,070 |
| New Mexico | 150 | 0.2 | 0.47 | $88,370 | $80,220 |
| Wyoming | 150 | 0.6 | 1.51 | $103,570 | $115,730 |
| Alabama | 140 | 0.1 | 0.18 | $92,240 | $82,900 |
| Arkansas | 140 | 0.1 | 0.29 | $86,920 | $77,540 |
| South Dakota | 110 | 0.3 | 0.69 | $78,590 | $71,670 |
| Hawaii | 80 | 0.1 | 0.34 | $89,630 | $83,670 |
| North Dakota | 80 | 0.2 | 0.54 | $84,540 | $69,990 |
| West Virginia | 50 | 0.1 | 0.20 | $95,510 | $89,820 |
| Vermont | 30 | 0.1 | 0.28 | $96,270 | $98,020 |
| Alaska | n/p | n/p | n/p | $99,660 | $126,050 |
The occupation in context
Ranked against all 826 published occupations, Financial Risk Specialists stands number 370 by employment and number 93 by median pay. Inside its own major group, Business and Financial Operations Occupations, the group median wage is $78,420 across 32 detailed occupations, so this occupation pays 35% more than its group median, and it supplies 0.5% of the group's 10,351,430 jobs. In 15 of the 49 states with a published median, the state median beats the national median of $106,000, which is the single best quick test of whether this occupation's pay is set nationally or locally: a high count means local markets regularly outbid the national figure.
Metropolitan areas: where the jobs and the pay sit
New York-Newark-Jersey City, NY-NJ is the largest metro employer with 11,340 jobs, 20.1% of the national total. Employment rank and pay rank are different lists: the second table re-sorts metros with at least 500 jobs in this occupation by mean pay, the floor keeping a handful of workers from posing as a market.
Largest metro employers
| Metropolitan area | Employment | Mean annual | Median annual |
|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ | 11,340 | $157,880 | $141,960 |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD | 2,450 | $123,470 | $123,450 |
| Chicago-Naperville-Elgin, IL-IN | 2,400 | $114,200 | $98,850 |
| Dallas-Fort Worth-Arlington, TX | 2,210 | $103,900 | $98,500 |
| Los Angeles-Long Beach-Anaheim, CA | 1,550 | $115,670 | $103,820 |
| Atlanta-Sandy Springs-Roswell, GA | 1,240 | $120,590 | $107,730 |
| Boston-Cambridge-Newton, MA-NH | 1,230 | $125,350 | $122,400 |
| Charlotte-Concord-Gastonia, NC-SC | 1,180 | $136,960 | $130,750 |
| Miami-Fort Lauderdale-West Palm Beach, FL | 1,160 | $118,390 | $107,080 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,100 | $129,540 | $116,480 |
Highest-paying metros (500+ jobs)
| Metropolitan area | Employment | Mean annual | Median annual |
|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ | 11,340 | $157,880 | $141,960 |
| San Francisco-Oakland-Fremont, CA | 920 | $153,410 | $140,050 |
| Charlotte-Concord-Gastonia, NC-SC | 1,180 | $136,960 | $130,750 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,100 | $129,540 | $116,480 |
| Seattle-Tacoma-Bellevue, WA | 550 | $125,750 | $128,440 |
| Boston-Cambridge-Newton, MA-NH | 1,230 | $125,350 | $122,400 |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD | 2,450 | $123,470 | $123,450 |
| Atlanta-Sandy Springs-Roswell, GA | 1,240 | $120,590 | $107,730 |
| Miami-Fort Lauderdale-West Palm Beach, FL | 1,160 | $118,390 | $107,080 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 760 | $118,130 | $107,770 |
At the other end, Phoenix-Mesa-Chandler, AZ posts the lowest mean pay among metros with at least 500 jobs, $97,100 a year, against $157,880 in New York-Newark-Jersey City, NY-NJ. That is the metro effect in one line: identical job title, materially different pay, decided mostly by which labor market the job sits in.
What the median pay looks like as a budget
The median Financial Risk Specialists paycheck, gross, is $4,077 every two weeks on an annual $106,000, which is $8,833 a month and $2,038 a week. Moving from the 25th percentile ($80,280) to the 75th ($145,020) is worth $64,740 a year, which is the realistic size of the experience and specialization premium inside this occupation. Gross is a starting point, not a budget: the paycheck calculator nets it down by state, an offer comparison lives in the salary calculator, and the raise vs inflation calculator separates a real raise from a nominal one.
To place a real offer: a salary of $116,600 would sit between the median ($106,000) and the 75th percentile ($145,020), inside the top half but outside the top quarter of this occupation's ladder. An offer at the 25th percentile, $80,280, is $25,720 under the median, the typical size of the discount attached to entry-level or low-cost-market postings in this field.
Related occupations in Business and Financial Operations Occupations
Pay for the neighboring roles in the same BLS major group: Tax Preparers, Credit Analysts, Labor Relations Specialists, Financial Examiners, Property Appraisers and Assessors, Tax Examiners and Collectors, and Revenue Agents. The full directory is on the Careers hub.
Frequently asked questions
What is the median salary for Financial Risk Specialists?
$106,000 a year ($50.96), the middle wage among 56,320 counted workers in the BLS May 2024 estimates. The 75th percentile is $145,020 and the 90th is $182,310.
Where are Financial Risk Specialists jobs concentrated?
By headcount, New York leads with 10,980 jobs; by concentration, Delaware leads with a location quotient of 7.33, meaning the occupation is 7.33 times as dense there as nationally.
What do the top 10% of Financial Risk Specialists earn?
$182,310 a year or more. The gap between the 90th percentile and the median ($106,000) is the size of the senior and specialist premium in this occupation.
How does EveryCalc get Financial Risk Specialists pay data?
From the Bureau of Labor Statistics OEWS bulk files for May 2024 (national, state, and metropolitan), downloaded November 5, 2026. Nothing on this page is self-reported by workers or scraped from job postings.