Credit Analysts Salary and Pay

The national wage ladder (BLS OEWS, May 2024)

Read the ladder vertically: each row is the wage of the Credit Analysts worker at that point in the distribution, so $113,850 at the 75th percentile means three quarters of the occupation earns less. Figures BLS cannot publish appear as n/p, and its top code prints as $239,200+.

Employment and concentration

May 2024 employment stood at 67,370, or 0.04% of the U.S. total. New York leads the state table with 7,900 jobs; the top three states sum to 31.1% of the occupation. The concentration measure tells the more interesting story: Delaware posts a location quotient of 3.04, so a worker there is far more likely to meet a colleague in this field than the national pattern suggests.

Pay inside the occupation is wide: $115,910 separates the ends of its ladder. The 90th percentile ($168,840) is 3.2 times the 10th percentile ($52,930), a gap of $115,910 a year. The mean of $98,040 sitting above the median of $80,970 tells you the top end pulls the average up: most workers cluster below the mean, and the high tail is thin.

Pay by state

Every state with a publishable estimate is in this table, 51 of them, sorted by jobs. The pay leader by median is New York at $132,690; the jobs leader is New York:

The occupation in context

Ranked against all 826 published occupations, Credit Analysts stands number 334 by employment and number 201 by median pay. Inside its own major group, Business and Financial Operations Occupations, the group median wage is $78,420 across 32 detailed occupations, so this occupation pays 3% more than its group median, and it supplies 0.7% of the group's 10,351,430 jobs. In 17 of the 51 states with a published median, the state median beats the national median of $80,970, which is the single best quick test of whether this occupation's pay is set nationally or locally: a high count means local markets regularly outbid the national figure.

Metropolitan areas: where the jobs and the pay sit

New York-Newark-Jersey City, NY-NJ is the largest metro employer with 7,820 jobs, 11.6% of the national total. The first table ranks metros by employment; the second ranks them by mean pay among metros with at least 500 jobs in the occupation, because a three-person metro can top a pay table by accident.

Largest metro employers

Highest-paying metros (500+ jobs)

At the other end, San Juan-Bayamon-Caguas, PR posts the lowest mean pay among metros with at least 500 jobs, $55,210 a year, against $148,610 in New York-Newark-Jersey City, NY-NJ. A gap that size between two metro labor markets is why the same occupation title can fund two very different budgets in two different cities.

What the median pay looks like as a budget

Budget arithmetic on the median: $6,748 a month before tax, $3,114 biweekly, $1,557 weekly. Moving from the 25th percentile ($63,850) to the 75th ($113,850) is worth $50,000 a year, which is the realistic size of the experience and specialization premium inside this occupation. To turn any of these gross figures into spendable money, run them through the paycheck calculator; to weigh an offer against your current role, use the salary calculator; to test a raise against prices, the raise vs inflation calculator.

To place a real offer: a salary of $89,067 would sit between the median ($80,970) and the 75th percentile ($113,850), inside the top half but outside the top quarter of this occupation's ladder. An offer at the 25th percentile, $63,850, is $17,120 under the median, the typical size of the discount attached to entry-level or low-cost-market postings in this field.

Related occupations in Business and Financial Operations Occupations

Sibling occupations in Business and Financial Operations Occupations: Compensation, Benefits, and Job Analysis Specialists, Tax Preparers, Labor Relations Specialists, Financial Examiners, Property Appraisers and Assessors, Financial Risk Specialists. Medians there are computed identically, so the comparison is apples to apples; the full set lives on the Careers hub.