Finance

Ohio Take-Home Pay Calculator 2026

How much take-home pay do you keep in Ohio?

Ohio taxes wages with a graduated schedule from 0% to 2.75% in 2026, on top of federal income tax and FICA. Enter your salary to see take-home pay per paycheck, after the Ohio standard deduction of $0 single and $0 married filing jointly and personal exemption of $2,400 single and $4,800 joint. Three taxes come out of a Ohio paycheck in this model.

Ohio taxes wages with a graduated schedule from 0% to 2.75% in 2026, on top of federal income tax and FICA. Enter your salary to see take-home pay per paycheck, after the Ohio standard deduction of $0 single and $0 married filing jointly and personal exemption of $2,400 single and $4,800 joint.

Last updated: October 2026

Your pay details

Simple 2026 model: standard deduction and personal exemption only. No credits, no local taxes, no pre-tax deductions.

Take-home pay per paycheck
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Annual take-home
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Federal tax (annual)
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FICA (annual)
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State tax (annual)
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Effective total rate
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How take-home pay works in Ohio

Three taxes come out of a Ohio paycheck in this model. Federal income tax uses the 2026 brackets and the federal standard deduction ($16,100 single, $32,200 married filing jointly). FICA is a flat 7.65 percent of gross pay (Social Security plus Medicare combined; very high earners hit the Social Security wage cap and the additional Medicare tax, which this simple model does not split out). State tax uses the 2026 Ohio schedule described below. What remains is take-home pay.

Take-home pay = gross pay minus federal tax minus FICA minus state tax

2026 Ohio income tax brackets

Rates apply to state taxable income: gross pay minus the standard deduction and personal exemption. Brackets fill from the bottom up, so only the income inside a bracket is taxed at that bracket's rate.

Taxable incomeRate
$0 to $26,0500%
$26,051 and up2.75%

2026 deductions and exemptions in Ohio

2026 amountSingleMarried filing jointly
State standard deductionNoneNone
State personal exemption (per filer)$2,400$4,800
Federal standard deduction$16,100$32,200

Ohio's personal exemption shrinks as income rises and is unavailable above $500,000 of income; the base $2,400 per person figure is used here. Many Ohio cities and school districts levy their own income taxes, which are not included here.

Worked examples: Ohio take-home pay

Single filer, no pre-tax deductions, paid every two weeks. Federal tax and FICA are the same in every state; only the state column changes.

Single filerFederal taxFICAState taxAnnual take-homeBiweekly take-home
$60,000 salary$5,020$4,590$868$49,522$1,904.71
$100,000 salary$13,170$7,650$1,968$77,212$2,969.71

On a $60,000 salary in Ohio, annual take-home pay is $49,522. On a $100,000 salary, it is $77,212. Try your own salary, pay frequency, and filing status in the calculator above, or compare with the paycheck calculator and the federal income tax estimator.

Source and method: 2026 state figures are from the Ohio Department of Taxation (the official Ohio tax authority), cross-checked against the Tax Foundation state income tax rates and brackets table for 2026 at taxfoundation.org. Federal figures are the 2026 IRS brackets and standard deduction used across EveryCalc. State taxable income equals gross pay minus the state standard deduction minus the state personal exemption (floored at $0), then the state schedule applies. This is a simple estimate: no tax credits, no local or city taxes, no itemized deductions. FICA is modeled as a flat 7.65 percent of gross pay; very high earners hit the Social Security wage cap and the additional Medicare tax, which this simple model does not split out.

Take-home pay in other states

See the full index of take-home pay by state.

Ohio take-home pay FAQs

What are the Ohio state income tax brackets in 2026?

Ohio uses a graduated schedule in 2026, running from 0% on the first dollars of taxable income to a top rate of 2.75%. The full bracket table is on this page. On $75,000 gross as a single filer, state tax is $1,280 for the year.

How much tax comes out of a $75,000 salary in Ohio?

On $75,000 gross as a single filer, federal income tax is $7,670, FICA is $5,738, and Ohio state tax is $1,280, leaving $60,312 of annual take-home pay, or $2,319.71 per biweekly paycheck.

What is the Ohio standard deduction in 2026?

For 2026 the Ohio standard deduction is $0 for single filers and $0 for married filing jointly and the personal exemption is $2,400 single and $4,800 joint. This calculator subtracts the standard deduction and personal exemption before applying the state rates.

Does this Ohio estimate include local taxes and credits?

No. It covers federal income tax, FICA at a flat 7.65 percent, and the Ohio state income tax only. Local or city income taxes, tax credits, and pre-tax deductions such as 401(k) contributions are not modeled, so a real paycheck can differ.