Finance

Alabama Take-Home Pay Calculator 2026

How much take-home pay do you keep in Alabama?

Alabama taxes wages with a graduated schedule from 2% to 5% in 2026, on top of federal income tax and FICA. Enter your salary to see take-home pay per paycheck, after the Alabama standard deduction of $3,000 single and $8,500 married filing jointly and personal exemption of $1,500 single and $3,000 joint. Three taxes come out of a Alabama paycheck in this model.

Alabama taxes wages with a graduated schedule from 2% to 5% in 2026, on top of federal income tax and FICA. Enter your salary to see take-home pay per paycheck, after the Alabama standard deduction of $3,000 single and $8,500 married filing jointly and personal exemption of $1,500 single and $3,000 joint.

Last updated: October 2026

Your pay details

Simple 2026 model: standard deduction and personal exemption only. No credits, no local taxes, no pre-tax deductions.

Take-home pay per paycheck
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Annual take-home
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Federal tax (annual)
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FICA (annual)
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State tax (annual)
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Effective total rate
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How take-home pay works in Alabama

Three taxes come out of a Alabama paycheck in this model. Federal income tax uses the 2026 brackets and the federal standard deduction ($16,100 single, $32,200 married filing jointly). FICA is a flat 7.65 percent of gross pay (Social Security plus Medicare combined; very high earners hit the Social Security wage cap and the additional Medicare tax, which this simple model does not split out). State tax uses the 2026 Alabama schedule described below. What remains is take-home pay.

Take-home pay = gross pay minus federal tax minus FICA minus state tax

2026 Alabama income tax brackets

Rates apply to state taxable income: gross pay minus the standard deduction and personal exemption. Brackets fill from the bottom up, so only the income inside a bracket is taxed at that bracket's rate.

Single: taxable incomeRateMarried filing jointly: taxable incomeRate
$0 to $5002%$0 to $1,0002%
$501 to $3,0004%$1,001 to $6,0004%
$3,001 and up5%$6,001 and up5%

2026 deductions and exemptions in Alabama

2026 amountSingleMarried filing jointly
State standard deduction$3,000$8,500
State personal exemption (per filer)$1,500$3,000
Federal standard deduction$16,100$32,200

The Alabama standard deduction phases down as income rises; this page uses the maximum amounts, so higher earners may owe slightly more than shown. Alabama also allows a deduction for federal income tax paid, which this simple model does not include, so the estimate can run high.

Worked examples: Alabama take-home pay

Single filer, no pre-tax deductions, paid every two weeks. Federal tax and FICA are the same in every state; only the state column changes.

Single filerFederal taxFICAState taxAnnual take-homeBiweekly take-home
$60,000 salary$5,020$4,590$2,735$47,655$1,832.88
$100,000 salary$13,170$7,650$4,735$74,445$2,863.27

On a $60,000 salary in Alabama, annual take-home pay is $47,655. On a $100,000 salary, it is $74,445. Try your own salary, pay frequency, and filing status in the calculator above, or compare with the paycheck calculator and the federal income tax estimator.

Source and method: 2026 state figures are from the Alabama Department of Revenue (the official Alabama tax authority), cross-checked against the Tax Foundation state income tax rates and brackets table for 2026 at taxfoundation.org. Federal figures are the 2026 IRS brackets and standard deduction used across EveryCalc. State taxable income equals gross pay minus the state standard deduction minus the state personal exemption (floored at $0), then the state schedule applies. This is a simple estimate: no tax credits, no local or city taxes, no itemized deductions. FICA is modeled as a flat 7.65 percent of gross pay; very high earners hit the Social Security wage cap and the additional Medicare tax, which this simple model does not split out.

Take-home pay in other states

See the full index of take-home pay by state.

Alabama take-home pay FAQs

What are the Alabama state income tax brackets in 2026?

Alabama uses a graduated schedule in 2026, running from 2% on the first dollars of taxable income to a top rate of 5%. The full bracket table is on this page. On $75,000 gross as a single filer, state tax is $3,485 for the year.

How much tax comes out of a $75,000 salary in Alabama?

On $75,000 gross as a single filer, federal income tax is $7,670, FICA is $5,738, and Alabama state tax is $3,485, leaving $58,108 of annual take-home pay, or $2,234.90 per biweekly paycheck.

What is the Alabama standard deduction in 2026?

For 2026 the Alabama standard deduction is $3,000 for single filers and $8,500 for married filing jointly and the personal exemption is $1,500 single and $3,000 joint. This calculator subtracts the standard deduction and personal exemption before applying the state rates.

Does this Alabama estimate include local taxes and credits?

No. It covers federal income tax, FICA at a flat 7.65 percent, and the Alabama state income tax only. Local or city income taxes, tax credits, and pre-tax deductions such as 401(k) contributions are not modeled, so a real paycheck can differ.