Cost of College in Maryland
What does college cost in Maryland?
In-state public tuition and fees average $10,445 (rank 30 of 51), out-of-state $25,478, private nonprofit $37,789. The all-in four-year in-state public total is about $105,122. The least expensive public option is Coppin State University at $7,001.
Average charges, four-year totals, named institutional extremes, and flagship net prices for Maryland, computed from the federal IPEDS file.
Updated October 22, 2026
Maryland occupies the middle of the national price table: average in-state public tuition and fees of $10,445 rank 30 of 51 jurisdictions, 1% below the national average of $10,525. All figures on this page are computed from the federal IPEDS file for Maryland: 14 public and 18 private nonprofit four-year institutions, charges for academic year 2023-24, net prices for 2022-23. Living allowances (room, board, books) are the averages institutions report for their own budgets; the guide to what cost of attendance includes explains each component.
| Average annual charge, Maryland four-year institutions (IPEDS 2023-24) | Public in-state | Public out-of-state | Private nonprofit |
|---|---|---|---|
| Tuition and fees | $10,445 | $25,478 | $37,789 |
| Housing and food (school-reported average) | $13,439 | $13,439 | $14,103 |
| Books and supplies | $1,243 | $1,243 | $1,243 |
| Four-year total at 3% annual increases | $105,122 | $168,014 | $222,297 |
Residency is worth real money at Maryland publics: $10,445 in-state against $25,478 out, a 2.4-to-1 ratio that adds about $62,891 to a four-year nonresident degree on average. Families relocating, students whose parents move, and independent students sometimes qualify to reclassify after a year of documented residence; the savings, $15,033 per remaining year, justify reading the reclassification rules early and keeping the paper trail they demand.
How Maryland compares
The spread inside Maryland deserves its own paragraph. Coppin State University anchors the low end at $7,001 of tuition and fees, while St. Mary's College of Maryland tops the public list at $15,236, 2.2 times as much. Families who treat 'the state university system' as a single price miss this entirely; across the state's 14 public four-year schools, the institution choice alone, before aid, is worth more per year than the average private-college scholarship headline.
Net price at University of Maryland-College Park
The flagship test shows what aid does to the sticker at the state's best-known institution, University of Maryland-College Park in College Park. Its published in-state tuition and fees are $11,505, yet the median net price paid by aided first-year students overall is $15,833, and by family income the schedule runs:
| Family income | Median net price at University of Maryland-College Park |
|---|---|
| Up to $30,000 | $3,603 |
| $30,001-$48,000 | $7,327 |
| $48,001-$75,000 | $12,237 |
| $75,001-$110,000 | $20,855 |
| Over $110,000 | $26,239 |
The shape of that schedule is the institution's aid policy in one column: the lowest-income students pay $3,603, the highest-income pay $26,239, a ratio of 7.3 to 1. A steep schedule (high ratio) means the flagship spends heavily to pull low-income students in and charges affluent families nearer the sticker; a flat one means aid is spread thin or merit-driven. Maryland families should read their own bracket's figure as the flagship's realistic price and the sticker as its ceiling, then repeat the exercise for the other schools on their list using each school's mandated net price calculator.
The four-year view in Maryland
The four-year lens also reframes Maryland's rank. At $105,122 all-in, the in-state public degree costs $4,335 more than the national-average equivalent of $100,787, a difference roughly equal to a year of average earnings for a new graduate working part-time through school. Families comparing Maryland against a neighboring state's publics should compare at this altitude, totals against totals, because per-year sticker gaps compound at exactly the 3% annual pace built into these figures.
At University of Maryland-College Park, the distance between the published year (about $26,187 all-in for a resident) and the lowest-bracket net price ($3,603) measures how much grant aid the flagship can deploy when it wants a student: about $22,584 a year. Families in the $48,001 to $75,000 bracket, paying a median $12,237, receive roughly $13,950 of that help. The practical reading: the flagship's generosity is real but rationed by income in published steps, and a family can locate its own step in this table before an application is ever filed.
Counts matter to strategy: with 14 public and 18 private nonprofit four-year options in the file, a Maryland applicant can build a list entirely inside the state at several price altitudes, or treat the home bench as the safety and shop nationally with the home net prices as the benchmark every out-of-state offer must beat. The flagship, at $11,505 of tuition and fees, prices at 1.1 times the state average; the discount schedules of the privates, benchmarked in the estimator, decide whether any of the 18 private options can undercut it after aid.
Ways Maryland students lower the published bill
Two levers move the Maryland total most. First, housing: at $13,439 a year on the school-reported average, living costs rival or exceed tuition at the state's publics, and the dorm-versus-apartment comparison (linked from the hub) is worth real money in the college towns here. Second, time: a fifth year at the average public costs another $25,127 at sticker, so degree plans that protect a four-year finish (credit maps checked every semester, summer terms used surgically) are a financial instrument, not an academic nicety.
Regional exchange. Through the Southern Regional Education Board's Regional Student Program, Maryland residents can pursue designated programs not offered in-state at participating southern institutions while paying in-state rates there, and the same arrangement brings out-of-state students into specialized Maryland programs. The catalog of qualifying programs is the catch: the benefit attaches to the program, not the institution.
Maryland in one paragraph: a public degree runs about $105,122 over four years at sticker, the flagship discounts that to a $3,603 to $26,239 range by income, and the state's least expensive public tuition is $7,001 at Coppin State University. Every other number on this page is a refinement of those three.
College costs in other states
Compare Maryland with the other state pages in this section, each with the same IPEDS breakdown of average charges, four-year totals, named institutional extremes, and flagship net prices, or return to the College cost hub for the calculators and the national state table:
Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Frequently asked questions
How much does college cost in Maryland?
On IPEDS 2023-24 averages: $10,445 a year of tuition and fees in-state at publics, $25,478 out-of-state, and $37,789 at private nonprofits. The all-in four-year in-state public total with housing, food, and books at 3% annual increases is about $105,122.
What is the cheapest public college in Maryland?
Coppin State University, at $7,001 of tuition and fees in the 2023-24 federal file, the lowest among the state's 14 public four-year institutions. The most expensive is St. Mary's College of Maryland at $15,236.
How much aid does University of Maryland-College Park give?
Its median net price for aided first-year students is $15,833 against published in-state tuition and fees of $11,505. By income, the median runs from $3,603 (up to $30,000) to $26,239 (over $110,000) in the IPEDS 2022-23 data.
Is Maryland a good state for out-of-state students?
That depends on the premium: nonresidents pay 2.4 times the resident tuition at Maryland publics on average ($25,478 vs $10,445). Regional exchange participation can cut that premium substantially for eligible programs, as described on this page.