Rhode Island Income Tax Brackets 2026
What are the Rhode Island income tax brackets for 2026?
Rhode Island uses 3 graduated brackets for 2026, from 3.75% on the first dollars of taxable income up to a top rate of 5.99%. After the state's standard deduction of $11,200 single ($22,400 joint), a single filer on $75,000 pays $2,196 of Rhode Island income tax.
Rhode Island taxes income through 3 graduated brackets in 2026, topping out at 5.99%. The first bracket covers taxable income up to $82,050, and the top rate does not bite until taxable income passes $186,450, which is why the worked example below matters more than the headline rate.
Updated October 29, 2026
Rhode Island brackets for single filers, 2026
Rates apply to Rhode Island taxable income: gross pay minus the standard deduction and any personal exemption. In Rhode Island the schedule fills from the bottom up: the first $82,050 of taxable income pays 3.75%, and only the income above each threshold pays the next rate up.
| Taxable income (single) | Rate |
|---|---|
| $0 to $82,050 | 3.75% |
| $82,051 to $186,450 | 4.75% |
| $186,451 and up | 5.99% |
Rhode Island brackets for married filing jointly, 2026
| Taxable income (joint) | Rate |
|---|---|
| $0 to $82,050 | 3.75% |
| $82,051 to $186,450 | 4.75% |
| $186,451 and up | 5.99% |
Standard deduction and exemption in Rhode Island
The 2026 standard deduction is $11,200 for single filers and $22,400 for married filing jointly. Rhode Island also allows a personal exemption of $5,250 for single filers and $10,500 for joint filers, which comes off taxable income alongside the standard deduction. In Rhode Island, that means the first $16,450 of a single filer's pay is taxed at zero before the schedule even starts.
Worked example: the brackets on a $75,000 salary
A single filer earning $75,000 in Rhode Island first removes the standard deduction and personal exemption, leaving $58,550 of taxable income. Each bracket then takes its slice:
| Bracket range | Income in bracket | Rate | Tax |
|---|---|---|---|
| $0 to $82,050 | $58,550 | 3.75% | $2,196 |
Total Rhode Island income tax: $2,196, an effective rate of 2.93% of gross pay. The marginal rate, the rate on the next dollar Rhode Island taxes, is 3.75%; a raise that crosses into that bracket pays 3.75% only on the dollars above the line, never on the whole salary.
Rhode Island income tax on common salaries (single filer)
| Gross salary | Rhode Island income tax | Effective rate | Marginal rate |
|---|---|---|---|
| $40,000 | $883 | 2.21% | 3.75% |
| $50,000 | $1,258 | 2.52% | 3.75% |
| $75,000 | $2,196 | 2.93% | 3.75% |
| $100,000 | $3,148 | 3.15% | 4.75% |
| $150,000 | $5,523 | 3.68% | 4.75% |
How Rhode Island compares with other states
How Rhode Island compares: its top rate of 5.99% ranks 16th highest among the 42 taxing jurisdictions for 2026, and the $2,196 owed on a $75,000 salary ranks 37th highest, between Iowa ($2,238) and Indiana ($2,183).
The shape of the schedule matters as much as the rates. Rhode Island's top rate only starts at taxable income above $186,450, so a $75,000 salary never sniffs it: the highest rate actually touched is 3.75%, and the top slice of the example above contributes $2,196, about 100% of the total bill. The other 0% is spread across the lower 2 brackets.
Joint filers in Rhode Island get wider thresholds, but not double: the top joint bracket starts at $186,450 against $186,450 for singles, a ratio of 1.00 to 1. Two similar earners can therefore push each other into the top rate sooner as a couple than they would alone.
To turn these figures into an actual paycheck, use the Rhode Island income tax calculator for any salary, or the Rhode Island take-home pay calculator to see the same salary after federal tax and FICA as well. Per pay period, the paycheck calculator breaks the Rhode Island result down further, and the state tax brackets hub lines up all 50 states and DC side by side.
Frequently asked questions
What is the top income tax rate in Rhode Island for 2026?
The top marginal rate in Rhode Island is 5.99%, and it applies only to taxable income above $186,450 for single filers. Every dollar below that line pays less, starting at 3.75% on the first slice.
How many tax brackets does Rhode Island have?
Rhode Island has 3 brackets for 2026, running from 3.75% on the first slice of taxable income to 5.99% at the top. Joint filers use a wider schedule, with a standard deduction of $22,400 instead of $11,200.
What is the standard deduction in Rhode Island for 2026?
The standard deduction is $11,200 for single filers and $22,400 for married filing jointly. A personal exemption of $5,250 single and $10,500 joint also applies.
How much Rhode Island income tax is owed on $75,000?
A single filer earning $75,000 pays $2,196 of Rhode Island income tax for 2026 in this model, an effective rate of 2.93%, even though the top bracket reached is 3.75%.