Minnesota Income Tax Brackets 2026
What are the Minnesota income tax brackets for 2026?
Minnesota uses 4 graduated brackets for 2026, from 5.35% on the first dollars of taxable income up to a top rate of 9.85%. After the state's standard deduction of $15,300 single ($30,600 joint), a single filer on $75,000 pays $3,577 of Minnesota income tax.
Minnesota taxes income through 4 graduated brackets in 2026, topping out at 9.85%. The first bracket covers taxable income up to $33,310, and the top rate does not bite until taxable income passes $203,150, which is why the worked example below matters more than the headline rate.
Updated October 29, 2026
Minnesota brackets for single filers, 2026
Rates apply to Minnesota taxable income: gross pay minus the standard deduction and any personal exemption. In Minnesota the schedule fills from the bottom up: the first $33,310 of taxable income pays 5.35%, and only the income above each threshold pays the next rate up.
| Taxable income (single) | Rate |
|---|---|
| $0 to $33,310 | 5.35% |
| $33,311 to $109,430 | 6.8% |
| $109,431 to $203,150 | 7.85% |
| $203,151 and up | 9.85% |
Minnesota brackets for married filing jointly, 2026
| Taxable income (joint) | Rate |
|---|---|
| $0 to $48,700 | 5.35% |
| $48,701 to $193,480 | 6.8% |
| $193,481 to $337,930 | 7.85% |
| $337,931 and up | 9.85% |
Standard deduction and exemption in Minnesota
The 2026 standard deduction is $15,300 for single filers and $30,600 for married filing jointly. In Minnesota, that means the first $15,300 of a single filer's pay is taxed at zero before the schedule even starts.
Worked example: the brackets on a $75,000 salary
A single filer earning $75,000 in Minnesota first removes the standard deduction, leaving $59,700 of taxable income. Each bracket then takes its slice:
| Bracket range | Income in bracket | Rate | Tax |
|---|---|---|---|
| $0 to $33,310 | $33,310 | 5.35% | $1,782 |
| $33,311 to $109,430 | $26,390 | 6.8% | $1,795 |
Total Minnesota income tax: $3,577, an effective rate of 4.77% of gross pay. The marginal rate, the rate on the next dollar Minnesota taxes, is 6.8%; a raise that crosses into that bracket pays 6.8% only on the dollars above the line, never on the whole salary.
Minnesota income tax on common salaries (single filer)
| Gross salary | Minnesota income tax | Effective rate | Marginal rate |
|---|---|---|---|
| $40,000 | $1,321 | 3.30% | 5.35% |
| $50,000 | $1,877 | 3.75% | 6.8% |
| $75,000 | $3,577 | 4.77% | 6.8% |
| $100,000 | $5,277 | 5.28% | 6.8% |
| $150,000 | $8,942 | 5.96% | 7.85% |
How Minnesota compares with other states
How Minnesota compares: its top rate of 9.85% ranks 7th highest among the 42 taxing jurisdictions for 2026, and the $3,577 owed on a $75,000 salary ranks 5th highest, between Delaware ($3,719) and Illinois ($3,568).
The shape of the schedule matters as much as the rates. Minnesota's top rate only starts at taxable income above $203,150, so a $75,000 salary never sniffs it: the highest rate actually touched is 6.8%, and the top slice of the example above contributes $1,795, about 50% of the total bill. The other 50% is spread across the lower 3 brackets.
Joint filers in Minnesota get wider thresholds, but not double: the top joint bracket starts at $337,930 against $203,150 for singles, a ratio of 1.66 to 1. Two similar earners can therefore push each other into the top rate sooner as a couple than they would alone.
To turn these figures into an actual paycheck, use the Minnesota income tax calculator for any salary, or the Minnesota take-home pay calculator to see the same salary after federal tax and FICA as well. Per pay period, the paycheck calculator breaks the Minnesota result down further, and the state tax brackets hub lines up all 50 states and DC side by side.
Frequently asked questions
What is the top income tax rate in Minnesota for 2026?
The top marginal rate in Minnesota is 9.85%, and it applies only to taxable income above $203,150 for single filers. Every dollar below that line pays less, starting at 5.35% on the first slice.
How many tax brackets does Minnesota have?
Minnesota has 4 brackets for 2026, running from 5.35% on the first slice of taxable income to 9.85% at the top. Joint filers use a wider schedule, with a standard deduction of $30,600 instead of $15,300.
What is the standard deduction in Minnesota for 2026?
The standard deduction is $15,300 for single filers and $30,600 for married filing jointly.
How much Minnesota income tax is owed on $75,000?
A single filer earning $75,000 pays $3,577 of Minnesota income tax for 2026 in this model, an effective rate of 4.77%, even though the top bracket reached is 6.8%.